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Finance Information

We offer quick & easy, competitive vehicle financing through Regent Car Court, where we work hard to make your vehicle buying experience as hassle free as possible. We can tailor a finance package that you are completely comfortable with, one that suits your budget and your lifestyle.

At Regent Car Court we are committed to responsible lending, and whatever your current situation, we are here to work with you to ensure you make an informed decision. Helping you find the right vehicle finance package is our priority, ensuring it fits within your budget and our finance providers lending requirements. No matter whether you’re self-employed or working nine to five, we understand your circumstances and are here to help.

You will see finance repayments advertised with each of our vehicles. Whilst these are examples, they provide you with information such as to how the repayments are calculated, including interest rate, deposit, term and the total amount payable over the term. If you make your own selection as to term and deposit you will see this information updated.

Regent Car Court can provide you with:
  • A range of interest rates and finance terms
  • Repayments to suit your budget
  • Full disclosure around how repayments are calculated
  • Ability to use your trade as your deposit
  • Options if you don't have a deposit or trade. We can evaluate your circumstances and see if there is a solution for you
  • Applications that are quick and easy, apply online whenever you want

It is also important that we help protect you in the event the worst happens. A full range of Warranty Options are available for you to review and purchase to compliment your vehicle and loan, providing you with protection for the unexpected.

Finance Now Related Information

Car Loan Rates and Fees
http://www.financenow.co.nz/car-loans/car-loan-rates-and-fees

MARAC Related Information

Schedule of Standard Fees and Charges Applied to Consumer Contracts
https://www.heartland.co.nz/docs/marac/MARAC_Consumer_Fee_Schedule.pdf

Consumer Loan and Security General Terms
https://www.heartland.co.nz/docs/marac/MARAC_Consumer_Loan_and_Security_Terms.pdf

MTF Finance Related Information

Cost of borrowing and standard terms
Information on interest rates, how interest is charged, and on our credit and default fees.
http://www.mtf.co.nz/cost-of-borrowing.html

UDC Finance Related Information

Standard fees and charges applicable to Consumer Contracts
https://www.udc.co.nz/tp/download/592210/a7f85df28bb104d33f98375df81ab6eb/20152104004.doc

Standard Contracts / Terms and Conditions
Credit Sale Agreement (Personal):
https://udc.co.nz/tp/download/644521/f8835a3fd97bcfa9bd4a0c035a54ca6c/20152104001.pdf

Term Loan (Personal):
https://udc.co.nz/tp/download/644546/941458797c37b7425bee8f5f2a2b1542/20152104005.pdf

Security Agreement (Personal):
https://udc.co.nz/tp/download/644550/f831f160889620b6d187e447d2689745/20152104007.pdf

General Conditions (Consumer):
https://udc.co.nz/tp/download/644537/2e57569a8d3d250a895005ab760f2211/terms_and_conditions.pdf

Fee Schedule (With Dealer Fee):
https://udc.co.nz/tp/download/644524/75860c73bf9766885bd5210cb56bd144/20151105004.pdf

Fee Schedule (No Dealer Fee):
https://www.udc.co.nz/tp/download/644565/f421ecf5db81688400f7f2f1ac31160e/20150612002.pdf

General Information
What should I do if I change my address?
https://www.udc.co.nz/borrowing/customer_service/faqs

What should I do if I have a complaint?
What dispute resolution schemes does UDC belong to and how can I access them?
https://www.udc.co.nz/borrowing/customer_service/complaints

As a borrower, how can I apply for unforeseen hardship relief?
What happens if I default under my agreement including, if relevant, reposession?
https://www.udc.co.nz/borrowing/customer_service/hardship

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COVID-19 Update

To all our valued Customers,

The Government has moved us to Red Light Settings.

We are still able to welcome you onto our yards to view vehicles. We ask that you follow social distancing rules. Masks will be mandatory while visiting any of our yards and must remain on at all times during a test drive. We will only be able to have one customer group in our office at any one time so that we can maintain social distancing. Please be patient with our staff.

We are still taking all the necessary steps and have processes in place to ensure that we keep everyone safe. There will be continued changes to how we can operate but we are committed to continuing to provide a safe and high level of service while following all Government guidelines. All vehicles and areas on our yards will be under stringent cleaning and sanitising protocols. We will have hand sanitiser available for your use on our yards also.

All our vehicles are listed on our website, Trade Me and Need A Car and we welcome any enquires you may have

If coming onto our yard is not for you, we respect that and can still provide a contactless service, please contact us by email or phone. We can video call you to give you a tour of any vehicle on our yard or arrange an appointment time to view.

We look forward continuing to help you with all your vehicle needs while we continue to follow the Governments guidelines to keep safe and stop the spread of COVID-19.